Portfolio Performance
Distribution of Borrower at IMM by Age Group
Distribution of Borrower at IMM by Age Group
At IndiaMoneyMart (IMM) more 41% of the borrowers are more than 36 years of age and nearly same percentage are between 27-36 years of age.
Distribution of Borrowers at IMM By Ticket Size
About 72% of borrowers on IndiaMoneyMart require small ticket size loans ranging from INR 50,000 to INR 100,000. Currently, for a Lender the aggregate exposure to all borrowers across all P2P platforms cannot exceed Rs.50lacs. Also, a lender's exposure to a single borrower across all P2P platform should not exceed Rs. 50000.
Distribution of Borrowers at IMM By Ticket Size
Distribution of Borrowers at IMM By CIBIL Score
Distribution of Borrowers at IMM By CIBIL Score
At IndiaMoneyMart (IMM) majority of the borrowers have CIBIL score greater than 700 or are new to credit. The average of CIBIL score is 655.
Loan Amount Disbursed by Average ticket size
Number of Loans Disbursed by Average Loan Amount
Distribution of loan applicants at IMM by CIBIL Scores
Distribution of loan applicants at IMM by Age Group
Gross NPA-5.27% Net NPA-0.00%