Global Innovation, Well Regulated with High Returns

  • Peer to Peer (P2P) is a financial innovation bringing lenders & retail borrowers together on the same platform with a direct relationship. P2P provides a marketplace for credible borrowers and lender looking for higher return lending options.
  • P2P in India Is Reserve Bank of India (RBI) approved & well regulated.
  • IndiaMoneyMart(IMM) is a Reserve Bank of India registered NBFC-P2P, providing returns on lending.

Peer to Peer Lending Process

Higher Returns than Other Assets Classes

  • P2P lending has been growing and has facilitated potentially higher returns encouraging diversification with direct access to retail credit.

India's Leading P2P Platform - Powering Return Empowering Dreams

  • IndiaMoneyMart (Fair Vinimay Services Private Limited) is India’s favoured peer-to-peer (P2P) Lending platform and is an RBI registered NBFC-P2P.
  • It is a marketplace connecting creditworthy borrowers with lender directly.
  • Our strong fintech platform along with on-ground presence and meticulous borrower evaluation help lender earn high returns.
  • IMM’s automated, simple to use, transparent, and hassle-free platform ensures that the lending needs are efficiently matched.
  • By connecting lenders and borrowers in the P2P lending space, we create a win-win situation for both lenders and borrowers.
  • IMM is subsidiary of the large eKosh group, a diversified digital & door step financial services platform founded by industry veterans.

Complete Safety & Transparency - Trustee & Escrow Payment Mechanism

  • The Escrow account at IndiaMoneymart is detached unit from the platform to ensure complete security of lender and borrower’s money.
  • According to RBI guidelines, day to day transactions are processed through Escrow accounts.
  • An escrow account is a third party accounts where funds are kept before they are transferred to the ultimate party.

Prime Borrower with Direct Relationship, On-Ground Assessment & Proprietary Credit Algorithm

  • IMM’s P2P platform is a direct lending platform with high historical returns, allowing individuals to create a efficient lending portfolio from minimum Rs. 25,000 to maximum Rs. 50 Lacs.
  • IMM believes in direct sourcing, in-depth credit assessment and in-person meeting with borrowers to build a portfolio of hand-picked prime borrowers for lenders.
  • Lender can split funds into multiple loans to minimise risk along with precise online tracking & collections support.
  • IMM also encourages women entrepreneurs' participation to ensure support.
  • IMM encourages diversification of funds across borrowers.
  • Lenders get calling, emails and complete relationship support.

How India Money Mart Works

Creditworthy Small Business Borrowers - Empowering India 2.0

*Images are Blurred & Names are Changed to Ensure Confidentiality
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Hear from Our Customers

India’s Leading P2P in News

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IndiaMoneyMart app steps foot in P2P lending ....

P2P lending or peer-to-peer lending is a mode of direct debt financing that enables individuals to borrow and lend money on mutual terms. ....

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IndiaMoneyMart launches App to promote P2P ....

Mumbai: IndiaMoneyMart (IMM), a digital lending marketplace has launched its App to allow lenders and borrowers to lend and borrow money ....

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IndiaMoneyMart Receives NBFC-P2P Certification ....

- IndiaMoneyMart has announced that it has been granted NBFC-P2P Certificate from RBI (Reserve Bank of India). This validates the web and ....

Disclaimer

Fair Vinimay Services Private Limited (IndiaMoneyMart, “IMM”) is an NBFC-P2P lending platform registered with the Reserve Bank. However, Reserve Bank does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by the Fair Vinimay Services Private Limited (IndiaMoneyMart, “IMM”) and does not provide any assurance for repayment of the loans lent on it". RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or the opinions expressed by the company and for repayment of deposits / discharge of liabilities by the company.
The information contained herein is only to enable the Lender to make a considered decision. Any decision taken by the Lender on the basis of this information is the sole responsibility of the Lender and IndiaMoneyMart is not liable.
IndiaMoneyMart only facilitates a virtual meeting place between the Borrowers and the Lenders on its online platform. The decision to lend is entirely at the discretion of the Lender and IndiaMoneyMart does not guarantee that the Borrowers will receive any loans from the Lenders. IndiaMoneyMart merely aids and assists the Lenders and the Borrowers listed on its website to make and receive loans and charges a service fee from the Lenders and the Borrowers for such assistance. IndiaMoneyMart is only an ‘Intermediary’ under the provisions of the Information Technology Act, 1999.